Terms of Use

Michaelgarman.com® is a commercial website used to sell the copyrighted material created at Michael Garman Productions, Inc. ® as well as selected products by various vendors. Michaelgarman.com® reserves the right to refuse service to anyone.

Indemnification

All customers and users of michaelgarman.com®, this web site, and the merchandise contained within agree to indemnify and hold Michael Garman Productions, Inc. ®, its employees, and affiliates harmless from any dispute which may arise from a breach of this agreement. In addition, the customer agrees to hold Michael Garman Productions, Inc.® harmless from any claims and/or expenses, including any and all reasonable attorney’s fees and court costs, related to the customer’s use of this web site and the merchandise contained within.

Prices, Charges & Payment

All prices are in U.S. Dollars. All charges must be paid in U.S. dollars. All international money orders must be drawn from U.S. funds. MichaelGarman.com reserves the right to change the prices of merchandise sold on this web site at any time.

Questions

Please direct all questions and comments to sales@michaelgarman.com

Subject to Change Without Notice

Product availability, pricing, shipping rates and other information are herein subject to change without notice.

Sales Tax

All State of Colorado residents are required to pay a 7.63% sales tax.

Security

With respect to security: We always use industry-standard encryption technologies when transferring and receiving consumer data exchanged with our site. We have appropriate security measures in place in our physical facility to protect against the loss, misuse, or alteration of information that we have collected from you at our site.

If you feel that this site is not following its stated information policy, you may contact us at the above addresses or phone number, The DMA’s Committee on Ethical Business Practices at mgoldberger@the-dma.org, state or local chapters of the Better Business Bureau, state or local consumer protection office, The Federal Trade Commission by phone at 202.FTC-HELP (202.382.4357), or electronically at http://www.ftc.gov/ftc/complaint.htm.

Secure Site Information
How does it all really work?
1. Starting with your order, all data submitted via the checkout form is encrypted using SSL (Secure Sockets Layer) encryption.
2. Making a Positive ID. After you’ve selected items to purchase, you’ll be prompted to continue your order by clicking on “Place Your Order” or “Place Order.” At this point, your browser looks for a “site certificate” to confirm that it is communicating with Michael Garman Productions®. Once a positive ID is made, your order continues.
3. Entering “Secure Mode.” At this point, your computer and our server begin communicating in secure mode, sending data back and forth in an encrypted format. We are ready to ask you for your credit card information. The encryption features of browser software are exceptionally powerful to ensure the security of this data as it is transmitted to our server.

How can you tell if you are Site Secure?
The standard, unsecured URL address begins “http://”. When you enter secure mode, the beginning of the URL address will change to “https://”; the “s” stands for secure. Most browsers in secure mode also display a blue line along the top of the browser window. Netscape NavigatorTM (versions 3.0 and earlier) display a broken key symbol in the lower left corner of your browser window when you are not viewing a secure page of a site. This key will become solid when you enter secure mode. Netscape Communicator 4.0 uses a padlock, in the same location as the key, to indicate if you are in standard or secure mode. The padlock is open in standard mode and closed in secure mode. In Microsoft’s Internet Explorer®, you’ll see a padlock symbol at the bottom of your browser window when the browser is in secure mode.